Delete Collections Now. Maximize Your Credit Score.

Collections can drop your credit score by 50–150 points, but most are inaccurate or unverifiable. The LuxeNova DIY Collection Removal Kit™ is your luxury, step-by-step system for legally challenging third-party collectors and deleting negative collection accounts using federal law.

The LuxeNova Removal System Includes:

• Federal Law Dispute Pack: Professionally written templates for every phase: FDCPA Debt Validation Letters, FCRA Dispute Letters (Rounds 1 & 2), and the Furnisher Direct Dispute Letter.

• Collector Control Tools: Essential templates to stop illegal calls, including a Cease & Desist Letter and FDCPA Do-Not-Call Notice, plus a detailed Collection Agency Call Script.

• Escalation & Tracking Kit: A blueprint for filing CFPB complaints against non-compliant collectors, plus worksheets to track collection responses and monitor deletion success.

This strategy is the same one used by high-end credit professionals. Over half of collections get deleted because they cannot be validated. Start challenging your collections today.

⚠️ IMPORTANT NOTICE & DISCLAIMER

This is a digital file. No physical items will be shipped. LuxeNova Credit Firm provides educational materials and document templates only. Results vary based on individual credit history and personal action. Due to the digital nature of this product, all sales are final.