Emergency Mortgage Recovery Kit. Stop Credit Damage from Non-Paying Tenants.

This is intervention, not prevention. The LuxeNova Emergency Mortgage Recovery Kit is designed for landlords who are already behind on their mortgage due to tenant non-payment. This kit provides immediate steps, scripts, and legal guidance to stabilize your financial situation and avoid long-term damage like foreclosure and credit lates.

Your Immediate 3-Part Recovery Plan Includes:

• 1. Late Mortgage Damage Control: A step-by-step plan with Scripts and Templates on exactly what to tell your lender to stop the mortgage from going 30-60-90 days late, request payment extensions, and avoid credit damage.

• 2. Tenant Non-Payment Emergency Actions: Essential tools like the Emergency Pay-or-Vacate Notice and the Cash-for-Keys Agreement to legally and quickly resolve the tenant situation while protecting yourself.

• 3. Credit Protection & Funding: Mini-guides on how to get mortgage lates removed as a "servicer error," templates for Goodwill Removal, and a list of available State Homeowner Relief Programs to help you recover missed payments.

This kit provides real solutions when you're already in trouble, even if your tenant still refuses to pay.

⚠️ IMPORTANT NOTICE & DISCLAIMER This is a digital, self-guided DIY toolkit, not a done-for-you service or legal representation. LuxeNova Credit Firm provides educational materials and document templates only. Results depend on the individual circumstances of the mortgage, tenant, and the homeowner's actions. All digital product sales are final.